What can a single dad with bad credit do to obtain a $5000 loan ?
I am a single dad that is in desperate need of a personal loan. However due to my credit score i am not able to obtain a loan. I do have a good job that pays well, but I got behind on a couple bills this month due to me having to be out of work for medical reasons. I can pay loan back in as little 6 months @ 10% interest.
PLEASE HELP!!
Tagged with: bad credit • credit score • Dad • desperate need • good job • medical reasons • Obtain Loan • personal loan
Filed under: Single Parents
If you have good job paying well. It should not be a problem to get personal loan. May be the cheaper and faster way is the policy loan if you have an insurance policy or get the bank/creditors to re-structure your loan/bills….
I’m in the same boat, but i only need 3 grand, do you mind If I piggyback to see what answers you get? I’m pretty desperate!
Thanks
BR
You are in dire straits! Sell you blood, plasma & sperm for cash.; no bank’s going to lend you $; try a family member.
I really sympathise with you on medical ground. However, you know and you’ve agreed that you have a bad credit score already.
Do not compound your problem, find a way out of the trouble you are instead of looking for things that will increase your blood pressure.
$5000!!! FOR WHAT? Please, think deeply about what you really need this money for before you commit your life into raising it. If the investment will return itself with profit, then follow this steps.
1. Prepare a proposal or a feasibility study on what you need the money for and stating the profit expected in the short term say 6 Months time
2. Send this proposal to friends and associates who will appreciate what you have to offer and who may likely fund the business.
3. Outrightly seek for the help of friends, relations or associates for help instead of going into all the above trouble.
4. Better still, you may just decide to raise the money by yourself by converting your extra assets (those things of value that you do not currently need or use) into cash to solve your proble. eg car, electronics, shares etc
Every problem has its expiry date, be cool and calm. The problem will soon pass you by; its a passing phase and Iam sure you are bigger than that problem.
Sleep and relax your head, heaven will not fall.
Yours emphathically
Go to your bank see what they can go.
Or contact Citi financial, Capital One or other majors who have programs for bad credit clients.
To save a lot in interests, get a co-signer if you can.
Good luck !
I am not sure what you mean by single dad. But i Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!–bad credit, you must know to how to confront it. Of course, Even if you have bad credit, you can get loans. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. Take a look on
http://badcredits.awardspace.com/personalloans.htm
You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to–>arrange loans or other finance, and usually means you will pay more interest on any loan you take out.
If you have a poor credit score, it is difficult to get a loan from most banks and financial institutions. Credit is usually available only at a very high interest rate.Only few companies provide loan with poor credit score.Check out link for details.
http://l4y.info/
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html