I am a single dad that is in desperate need of a personal loan. However due to my credit score i am not able to obtain a loan. I do have a good job that pays well, but I got behind on a couple bills this month due to me having to be out of work for medical reasons. I can pay loan back in as little 6 months @ 10% interest.

PLEASE HELP!!

My friend is in debt up to his eyeballs and cannot afford what the outgoings are as he has small child and fiance to care for- he is private renting- stupidly wont accept benefits as he says it "too much hassle" and don’t understand the forms, he gets no support from the government whatsoever even tho- I’m sure he is entitled to something? Working tax family credits? Council Tax benefit? I don’t know what to suggest- should he go down and sit at Council and get Council flat (if possible) or CAB adviser- would they help him? I am really worried about him, he is like family and he has been suicidal in the past. Please help me give him some advice. He also (to add to his debt woes) received a letter yesterday for being in arrears with Council Tax and bailiff’s are being sent?? He cannot get another loan to cover these debts as he has bad credit and i seriously dont know what to tell him before he does something silly…..please is there abnyone out there that can advise what to do- he dont want to pretend Lisa a lone parent even tho i feel that would be the best option. In this day and age it seems lying is only way to survive!!!!!!!!!!! HELP